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One of the most discouraging parts of life insurance is understanding exactly what it is and whether it would be beneficial for you to obtain a policy. Often, people are discouraged by confusion or information overload when it comes to this topic and therefore they end up giving up. If you are experiencing similar feelings towards this issue, don’t worry, we have a list of commonly asked questions below that …read more

There are many good reasons to take out life cover, here are just 10. To provide for your loved ones in the event of death. To cover funeral expenses. To cover any personal loans or borrowings in the event of death. To cover any company loans or borrowings in the event of death. Protect a company’s possible lost profits. Provide the necessary finance to buy the shares from the original …read more

The main points that effect the cost of life cover are: Age The probability of dying increases as we get older therefore Life companies asses this risk by looking at mortality rates showing the number of people per thousand that die in each age group. Health Past and present health is taken into consideration when applying for life cover and may affect your premium. Dealing with any tests or investigations …read more