Over 50's Whole Life Insurance Explained

Over 50’s Whole of Life cover brings you a guaranteed lump sum when you die. You can use this lump sum to pay for funeral expenses, to pay off any loans or simply to leave something behind for your loved ones.

The lump sum is guaranteed as long as you continue to make payments up to the date of your death. And, when you reach age 90 you are no longer required to pay; yet your cover continues until the time of death.

For the first 2 years of the policy coverage only applies to accidental death upon which the premiums will be refunded. After 2 years you are fully covered for the amount of life cover shown in your schedule.

No Medicals Required

As long as you are aged between 50 and 80 and live in the Republic of Ireland you qualify for this product.
No medical details or medical examinations are required and signing up with Hello.ie is as simple as answering a few questions and completing an application form.

Please note that if you are happy to provide medical details then a lower cost term policy may be more suitable for you and we can arrange that for you.

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